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Georgia Dream Homeownership Program


What is Georgia Dream?


The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance, and home buyer education. An eligible borrower must not have owned a home in the past three years or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.

Georgia Dream: How to Apply


Contact a Georgia Dream Participating Lender for pre-qualification and to begin the mortgage loan process.

Complete Home Buyer Education with an Approved Counseling Agency.

Be prepared for the loan application by gathering the information listed on this Application Checklist.                                                   


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